Modern camera batteries that use Lithium-Ion as their main technology have specific requirements on charging, so their chargers have always needed to be "smart" enough about what to do with a fully charged battery. In some applications, the batteries themselves even contain circuitry that make them "smart"; they can remember their profiles, even provide a 'gauge' type display using LEDs. Your laptop computer's battery most likely has one of these.
Older technologies, like NiCd and NiMH didn't require such measures, so 'smart' chargers are not commonplace. There's no inherent danger to overcharging, since the batteries will simply dissipate the extra current as heat and they will warm up, but not explode. Overcharging such batteries do however, has a damaging effect in the long run.
That's why smart chargers exist for these batteries as well, but they're hard to spot. The charger that I use now, the Voltcraft IPC-1L for example, will determine whether the battery is fully charged and switch to trickle charging to keep the battery in the best condition possible until I need it.
I think the chargers that you should not use to keep your batteries in and plugged are the popular "fast chargers". I would steer clear from them anyway, since their high current charging technique might charge your batteries faster, but they will never be as fully charged as they can. Moreover, most of these contain only a simple thermal safety sensor that will stop the charging when things get too hot, not when the battery is done charging.
I've seen batteries develop 'blisters' in the plastic labeling on them, by leaving them in such a charger. I can only imagine what the condition of the chemicals must be.